Services

Deposit Accounts

Insured Money Markets

Minimum balance to open is $2,000.00.

Service charge applies if average monthly balance falls below $2,000.00.

Certificates of Deposits

• 91 Day
• 6 Month
• 12 Months
• 18 Months
• 24 Months
• 30 Months

IRA

Please call or visit one of our locations for more information.

Checking

$150.00 minimum, $100.00 for Students and Senior Citizens.

Service charge applies if minimum balance falls below $300.00 and average balance is under $1,000.00. (excluding Students and Senior Citizens)

NOW accounts

Not available to Corporations

(Negotiable Order of Withdrawal)

Minimum balance to open is $1,000.00.

Service charge applies if minimum balance falls below $300.00 and average monthly balance falls below $1,000.00. (excluding Students and Senior Citizens)

Savings

$150.00 minimum, $100.00 for Students and Senior Citizens.

Service charge applies if balance falls below $400.00. (excluding Students and Senior Citizens)

Christmas Club Savings

New accounts are open on the second Monday in November with 50 weekly payments due. Money is available by November 1st the following year.

We have a 3 different denominations of club accounts

• $5.00 club equals a $250.00 check if all payments are made
• $10.00 club equals a $500.00 check if all payments are made
• $20.00 club equals a $1000.00 check if all payments are made

Customer receives a coupon book to make payments with or it can be set up automatically to withdraw from a checking account

Set up as a savings account but does not pay any interest

We do not allow funds to be withdrawn from the account until the checks are cut.