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Fee Schedule

Your satisfaction with our Bank services has always been very important to us here at Iroquois Farmers State Bank. The following is a list of our services and their fees:

Effective 7/14/2022
Checking Accounts
$150.00 minimum to open**
If the statement balance on any given day is below $300.00 and the average statement
balance is less than $1,000.00 the monthly fee is:$5.00*
Insured Money Market Accounts
$2,000.00 minimum to open - six monthly transactions
If average monthly balance is below $2,000.00, the monthly fee is$5.00
Interest Checking Accounts
$1,000.00 minimum to open
If average monthly balance is less than $1,000.00, the monthly fee is:$5.00*
Savings Accounts
$150.00 minimum to open**
If average monthly balance is less than $400.00, the monthly fee is:$1.00*
* Monthly Fee waived for Students (Fulltime student 24 or younger) and
Senior Citizens (62 and over)
** $100.00 to open an account for a student or senior citizen
Continuous Overdraft fee (daily)
Daily charge for any account that is consecutively overdrawn for 4 or more business
days. Bank service charges and/or fees may overdraw an account and trigger the
continuous overdraft fee.
Monthly Dormant Account Fee:
Savings - no activity for 2 years; Checking, Interest Checking, IMM - no activity- 1 year$5.00
Non Sufficient Fund/Overdraft per item$30.00
Maximum daily charge $95.00
Stop Payment$30.00
Cashier's Checks$5.00
Debit Card Replacement Fee for lost or stolen card$10.00
Facsimile (per page)$2.00
Foreign Checks (Canadian) handling fee$10.00
Account Closing before 90 days$25.00
Monthly Printed Statement and/or Statement Copy $2.00
Photocopies - per copy customer 0.15; non customer$0.25
Research Hourly Rate (1 hour minimum plus printing fees)$25.00
Wire Transfers:
Safety Deposit Boxes (annual fee)
3 x 5 inches $17.00
5 x 5 inches$20.00
3 x 10 inches$25.00
5 x 10 inches$40.00
10 x 10 inches$50.00
Safe Deposit Box Duplicate Key Fee15.00 plus any applicable drilling fees
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