Fee Schedule
Your satisfaction with our Bank services has always been very important to us here at Iroquois Farmers State Bank. The following is a list of our services and their fees:
| Effective 3/15/2024 | |
| CHECKING/SAVINGS DEPOSIT ACCOUNTS | |
| Checking Accounts | |
| $150.00 minimum to open** | |
| If the statement balance on any given day is below $300.00 and the average statement | |
| balance is less than $1,000.00 the monthly fee is: | $5.00* |
| Insured Money Market Accounts | |
| $2,000.00 minimum to open - six monthly transactions | |
| If average monthly balance is below $2,000.00, the monthly fee is | $5.00 |
| Interest Checking Accounts | |
| $1,000.00 minimum to open | |
| If average monthly balance is less than $1,000.00, the monthly fee is: | $5.00* |
| Savings Accounts | |
| $150.00 minimum to open** | |
| If average monthly balance is less than $400.00, the monthly fee is: | $1.00* |
| * Monthly Fee waived for Students (Fulltime student 24 or younger) and Senior Citizens (62 and over) | |
| ** $100.00 to open an account for a student or senior citizen | |
| CHECKING/SAVINGS DEPOSIT ACCOUNT FEES | |
| Continuous Overdraft fee (daily) | |
| Daily charge for any account that is consecutively overdrawn for 4 or more business days. Bank service charges and/or fees may overdraw an account and trigger the continuous overdraft fee. | $5.00 |
| Monthly Dormant Account Fee: | |
| Savings - no activity for 2 years; Checking, Interest Checking, IMM - no activity- 1 year | $5.00 |
| Nonsufficient Funds (NSF) Fee for Paid Items: $30.00 | |
| Maximum daily charge $95.00 | |
| Stop Payment $30.00 | |
| MISCELLANEOUS FEES | |
| Cashier's Checks | $5.00 |
| Debit Card Replacement Fee for lost or stolen card | $10.00 |
| Facsimile (per page) | $2.00 |
| Foreign Checks (Canadian) handling fee | $10.00 |
| Garnishment/Levies | $50.00 |
| Account Closing before 90 days | $25.00 |
| Monthly Printed Statement and/or Statement Copy | $2.00 |
| Photocopies - per copy customer 0.15; non customer | $0.25 |
| Research Hourly Rate (1 hour minimum plus printing fees) | $25.00 |
| Wire Transfers: | |
| Non-Repetitive | $25.00 |
| Repetitive | $15.00 |
| Incoming | $10.00 |
| International | $40.00 |
| Safety Deposit Boxes (annual fee) | |
| 3 x 5 inches | $17.00 |
| 5 x 5 inches | $20.00 |
| 3 x 10 inches | $25.00 |
| 5 x 10 inches | $40.00 |
| 10 x 10 inches | $50.00 |
| Safe Deposit Box Duplicate Key Fee | 15.00 plus any applicable drilling fees |